Financial Independence

Financial Independence (FI) the most important part of Financial Independence Retire Early (FIRE).

Why is FI so important? Because being financially independence means that we can choose to work if we wanted to, not because we have to.

This blog is dedicated for chronicle our financial independence journey.

Approaching FIRE with a balanced mindset

Approaching FIRE with a balanced mindset

I came across this article from The Globe and Mail the other day. The article profiled Jeremy Finney who retired five years ago at age 41. Soon 46, he is dealing with regrets about early …

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2024 Stock Transactions Analysis

2024 Stock Transactions Analysis

Because we are still in the accumulation phase of our financial independence journey, we make many stock transactions every year, mostly purchasing more stocks from new capital and occasionally selling shares. In our December 2024 …

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All Equity ETFs Review – VEQT vs. XEQT vs. HEQT

all equity ETFs

Since publishing my analysis of all-in-one ETFs in Canada and mentioning that we are going from multi-ETFs to all-in-one ETFs for our kids’ RESPs, we have gone ahead and made the changes. We picked iShares …

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The Best Preferred Share ETFs in Canada

The Best Preferred Share ETFs in Canada

If you look at our dividend portfolio, you’ll notice that we only hold common shares that pay dividends. A few readers have emailed me and asked why we don’t hold any preferred shares to take …

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