Financial Independence (FI) the most important part of Financial Independence Retire Early (FIRE).
Why is FI so important? Because being financially independence means that we can choose to work if we wanted to, not because we have to.
This blog is dedicated for chronicle our financial independence journey.
Because we are still in the accumulation phase of our financial independence journey, we make many stock transactions every year, mostly purchasing more stocks from new capital and occasionally selling shares. In our December 2024 …
Since publishing my analysis of all-in-one ETFs in Canada and mentioning that we are going from multi-ETFs to all-in-one ETFs for our kids’ RESPs, we have gone ahead and made the changes. We picked iShares …
If you look at our dividend portfolio, you’ll notice that we only hold common shares that pay dividends. A few readers have emailed me and asked why we don’t hold any preferred shares to take …
Personal finance is personal so I believe there’s no one size fits all solution when it comes to investing. You need to build your investment strategy based on your needs and goals. While index investing …
Happy New Year everyone! I hope everyone had a fantastic 2024 and enjoyed the holidays. I sure did. The market was on fire in 2024 and we’ll have to wait and see whether we will …
Over the last few years, I have written posts on our financial independence assumptions and tax consequences when we live off dividends. Originally, we thought a dividend income of $40,000 per year would be sufficient. …
Happy New Year everyone! Wow, it’s 2025 already? I still remember Dec 31, 1999, waiting and welcoming the new millennium, (and worrying about all those dire Y2K predictions) and here we are, 25 years later. …