2023 Goals and Resolutions – Q2 Update
Since 2019, I have been setting goals and resolutions at the beginning of the year and then posting quarterly updates on this blog as a way to keep myself accountable. Over the years I have …
Save-Spend Balance
Save-Spend Balance – Find the personal balance between saving money for the future and spending money to enjoy the present moment.
What if you run out of life? Save-Spend balance
Let’s be honest here, inflation is real. Very real! Despite being as frugal and careful with our expenses as possible, we are seeing an increase in our living expenses; arguably, just like everyone else. Unfortunately, …
20 Baby Freebies in Canada 2023: Get Free stuff and Save money!
When Mrs. T was pregnant, we knew having a baby would require us to buy a few baby things, despite us being frugal. While we have the belief that kids are only as expensive as …
2022 Financial Review: Core Spending $40,563.19 CAD & Net Worth +9.14%
I have been posting our annual financial review since 2016. Originally, I wasn’t going to write about our 2022 financial review, but I was pleasantly surprised when a few readers reached out and asked why …
9 weird things I did to save money in my 20’s
Believe it or not, back in my 20’s I knew nothing about budgeting and very little about investing. The only thing I knew was that I needed to spend less than I learn. Whatever money …
A letter to young investors
I came across John Heinzl’s open letter to young investors the other week and thoroughly enjoyed reading it. Given that I have been DIY investing for almost two decades, I thought it would be an …
2022 Goals and Resolutions – Q3 Update
For those of you that are new to this blog, I have been setting annual goals and resolutions and publishing them since 2019. I then publish updates every quarter. These quarterly updates have kept me …