2026 Looking Ahead
Happy New Year, everyone! Can you believe this decade, the 20s, is halfway over? It’s also hard to believe that both of my kids are no longer little babies anymore. In fact, Kid 2.0 will …
Save-Spend Balance
Save-Spend Balance – Find the personal balance between saving money for the future and spending money to enjoy the present moment.
10 lessons I’ve learned from 25 years of investing
I started DIY investing while I was in university. Back then, I bought a few stocks based purely on recommendations. Honestly, I didn’t have a clue what I was doing. I didn’t know much about …
How to save money – 8 frugal habits to practice
Long time readers will remember that our investing strategy boils down to these four simple steps: What does spending below our means, or living below our means really signify? It simply means spending less than …
Would You Take $2 Million for 60-hour Work Weeks? Answering Life’s Toughest Money Dilemmas
The other day, we were playing That Escalated Quickly, in which one player would pick a question card, the other players would pick out a number card from 1 to 10 and come up with …
Approaching FIRE with a balanced mindset
I came across this article from The Globe and Mail the other day. The article profiled Jeremy Finney who retired five years ago at age 41. Soon 46, he is dealing with regrets about early …
Wealthsimple Visa Infinite Review – 2% earn rate & no foreign exchange fee!
Founded by Michael Katchen in 2014, Wealthsimple has been slowly expanding its financial products for Canadians. In early 2024, Wealthsimple beta launched its Visa Infinite card, which offered cash back and some additional benefits. Since …
Maximizing RESP front-loading without sacrificing Canada Education Savings Grant
We all know that post-secondary education is getting more and more expensive. Fortunately, the Canadian government created the Registered Education Savings Plan (RESP), a tax-deferred investment account to help families pay for a child’s post-secondary …