Save-Spend Balance – Find the personal balance between saving money for the future and spending money to enjoy the present moment.
Both Mrs. T and I had a frugal uprising and learned to always spend less than we earned but we didn’t focus on our finances until our financial epiphany in 2011. The financial epiphany allowed …
When Mrs. T was pregnant, we knew having a baby would require us to buy a few baby things, despite us being frugal. While we have the belief that kids are only as expensive as …
I’m sitting in the Skyteam Lounge at Vancouver International Airport waiting to board my flight (free access to the lounge thanks to the Scotiabank Passport Visa Infinite) while writing this little introduction section. As the …
Income tax is one of those unavoidable things in life. If you have a working income, you most likely will need to pay income tax to the Canadian Revenue Agency (CRA). Typically your employer will …
Sigh… here we go again… Back in 2020, we had to replace our Capital One Aspire Travel World Elite MasterCard because of the every dollar spent rewards earned rate was reduced from 2% to 1% …
2023 was another year where many Canadians have been spending more money on their day-to-day expenses. Groceries, gas, dining out, airfare, accommodation, movie tickets, concert tickets, and just about every expense has gone up in …
To many people’s surprise, the US inflation rate in October slowed down to 3.2%, lower than anticipated, causing people to believe that the Federal Reserve’s interest rate hikes are working and cooling the inflation rate. …