Save-Spend Balance – Find the personal balance between saving money for the future and spending money to enjoy the present moment.
Over the last few years, I have written posts on our financial independence assumptions and tax consequences when we live off dividends. Originally, we thought a dividend income of $40,000 per year would be sufficient. …
We love to travel and immerse ourselves in local cultures. Due to the global pandemic, we stayed mostly local for a few years. In 2024, we have been very fortunate to visit Denmark and Iceland, …
Welcome to another quarterly update on my 2024 goals and resolutions. Long-time readers will remember that for the past six years, I have set goals and resolutions at the beginning of the year and tracked …
Both Mrs. T and I had a frugal uprising and learned to always spend less than we earned but we didn’t focus on our finances until our financial epiphany in 2011. The financial epiphany allowed …
When Mrs. T was pregnant, we knew having a baby would require us to buy a few baby things, despite us being frugal. While we have the belief that kids are only as expensive as …
I’m sitting in the Skyteam Lounge at Vancouver International Airport waiting to board my flight (free access to the lounge thanks to the Scotiabank Passport Visa Infinite) while writing this little introduction section. As the …
Income tax is one of those unavoidable things in life. If you have a working income, you most likely will need to pay income tax to the Canadian Revenue Agency (CRA). Typically your employer will …