Ways to spend money so you can enjoy your life now.
Over the last few years, I have written posts on our financial independence assumptions and tax consequences when we live off dividends. Originally, we thought a dividend income of $40,000 per year would be sufficient. …
We love to travel and immerse ourselves in local cultures. Due to the global pandemic, we stayed mostly local for a few years. In 2024, we have been very fortunate to visit Denmark and Iceland, …
Both Mrs. T and I had a frugal uprising and learned to always spend less than we earned but we didn’t focus on our finances until our financial epiphany in 2011. The financial epiphany allowed …
I’m sitting in the Skyteam Lounge at Vancouver International Airport waiting to board my flight (free access to the lounge thanks to the Scotiabank Passport Visa Infinite) while writing this little introduction section. As the …
Income tax is one of those unavoidable things in life. If you have a working income, you most likely will need to pay income tax to the Canadian Revenue Agency (CRA). Typically your employer will …
Sigh… here we go again… Back in 2020, we had to replace our Capital One Aspire Travel World Elite MasterCard because of the every dollar spent rewards earned rate was reduced from 2% to 1% …
2023 was another year where many Canadians have been spending more money on their day-to-day expenses. Groceries, gas, dining out, airfare, accommodation, movie tickets, concert tickets, and just about every expense has gone up in …