The four different stages of financial competency in life

When I read Physician on Fire’s recent post on Financial Independence vs Financial Freedom my brain went wild (like spidey sense wild!) and I started wondering – Do we go through our life in different financial stages? Just like …

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Personal finance thoughts from China

I’m in Shenzhen, China this week for work. Shenzhen is the one of the high tech meccas in China and it’s pretty crazy to consider that there are over 10 million people living in this …

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Are you focusing on the wrong things

What do you see in the above picture? Do you see the growing vegetables, herbs, and flowers? Or do you see the yellowish burned patchy lawn, and all the weeds? Mrs. T and I were talking …

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