I messed up
As a long-running family tradition, my parents gave our kids red envelopes with money inside for Chinese New Year earlier this year. Being a natural saver and thinking about the future, I then took the …
Frugality
How do you live frugally? What does frugality means? Frugality can mean many different things for different people. For me, frugality means living below your means without depriving yourself.
Playing the rewards points game – How to spend money to save money
Lately, we have been doing a lot of price comparisons between Costco and Superstore and price matching to get the best deals. One thing we’ve realized is that Superstore can have some really great deals, …
Frugality is not about not spending money at all…it’s about alternatives
The other weekend, Mrs. T attended an 8:00 a.m. to 5:30 p.m. course both Saturday and Sunday in downtown Vancouver. To get to Vancouver, Mrs. T could either take the public transportation, which would take …
Conscious & mindful consumerism – our plastic addiction needs a cure
If you are like us, you have been working hard so you can become financially independent one day. To reach this key financial milestone, you are frugal, you strive for a high savings rate, and …
2018 Financial Review
It’s the beginning of the year, that means it’s time to do an annual financial review of the past year that we just completed. In case you’re wondering, I did not start publishing these financial …
Random Thoughts – millionaire issue, frugal fail, quality of life
If you have been following the news, you probably have heard that Meng Wanzhou, the CFO of Chinese tech giant Huawei, was arrested in Vancouver International Airport on Dec 1st, after arriving from China on …
How much money are you throwing away each year?
I’m not an environmentalist or an environmental advocate. I am just a regular citizen of the world that happens to have a personal finance blog. Having said that, in the last number of years, I …