2026 Looking Ahead
Happy New Year, everyone! Can you believe this decade, the 20s, is halfway over? It’s also hard to believe that both of my kids are no longer little babies anymore. In fact, Kid 2.0 will …
Frugality
How do you live frugally? What does frugality means? Frugality can mean many different things for different people. For me, frugality means living below your means without depriving yourself.
How to save money – 8 frugal habits to practice
Long time readers will remember that our investing strategy boils down to these four simple steps: What does spending below our means, or living below our means really signify? It simply means spending less than …
20 Baby Freebies in Canada 2023: Get Free stuff and Save money!
When Mrs. T was pregnant, we knew having a baby would require us to buy a few baby things, despite us being frugal. While we have the belief that kids are only as expensive as …
How to save and invest while enjoying life?
2023 was another year where many Canadians have been spending more money on their day-to-day expenses. Groceries, gas, dining out, airfare, accommodation, movie tickets, concert tickets, and just about every expense has gone up in …
Will Canadian banks cut dividends? The pending recession + Good reads from the PF community
Hi everyone, I just realized that it’s been a while since I put together a good read from the personal finance community post, probably because it takes me a while to put together such articles. …
2022 Financial Review: Core Spending $40,563.19 CAD & Net Worth +9.14%
I have been posting our annual financial review since 2016. Originally, I wasn’t going to write about our 2022 financial review, but I was pleasantly surprised when a few readers reached out and asked why …
9 weird things I did to save money in my 20’s
Believe it or not, back in my 20’s I knew nothing about budgeting and very little about investing. The only thing I knew was that I needed to spend less than I learn. Whatever money …