6 ways to save money on baby items

Before Baby T’s arrival, I always wondered why people say raising kids is one of the most rewarding things in life. Now I’m a dad, I finally understand the reasons. It’s so wonderful to see …

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Secrets to a happy and frugal life

As humans, our thinking system governs how we live our lives. To be happy in your life, you need to have a positive thinking system. Having a positive thinking system is an essential way to a happier …

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3 frugal ways to save on electronics

Look around and you will see that electronic gadgets are everywhere. In a developed country like Canada and the United States, almost everyone has a phone and almost every family has a computer or a laptop. …

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Frugal Travel Tips for Italy

I love exploring new places, learning about different cultures, and talking to the locals. No wonder I love traveling! There are so many things you can learn from traveling; these are things that you cannot learn from …

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Is Facebook doing you any good?

We don’t own a TV at home and we don’t usually read news. Mrs. T and I are not ignorant, we simply think that 99% of all news are sad and depressing. Because the sad and depressing …

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Enjoy the small things in life

Because we live in a world of high speed internet and advancing electronics, many of us are constantly in the go-go-go mode. It seems that so many people are always busy. These people have a …

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Do you really need an emergency fund?

If you follow the traditional financial advise, the recommendation is to have an emergency fund that will cover about three to six months of your monthly expenses. This recommendation is great for someone who doesn’t live below …

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