Why I don’t invest using margin
As you may know, we only invest with money that we have. We don’t borrow to invest, meaning we are not utilizing Smith Maneuver or trading on margin. Why don’t I invest using margin? Very simple. …
Intermediate
Intermediate topics on investing & FIRE
The great debate: Index vs Dividend Growth
If you have been reading this blog for a while, you know I’m a dividend growth investor at heart. You probably also know that rather than investing 100% in dividend stocks, we own two index …
FIRE Canada Interview #1 – Vancouverite reader J
Recently a reader name J reached out to me to share his story on financial independence retire early in Canada. What’s neat is the fact that he’s also located in Vancouver. Because his story is …
The four different stages of financial competency in life
When I read Physician on Fire’s recent post on Financial Independence vs Financial Freedom my brain went wild (like spidey sense wild!) and I started wondering – Do we go through our life in different financial stages? Just like …
Our financial independence assumptions
This article is inspired by Mark’s recent post on his blog where he revisited their financial independence assumptions. I have shared some numbers on this little blog of mine in the past like the Early Retirement/Financial Independence …