2023 Goals & Resolutions
A new year means another set of goals and resolutions. Since 2019, I have been setting goals and resolutions at the beginning of the year and tracking them via a spreadsheet. I then provide quarterly …
Retire Early
RE part of FIRE… Retire Early!
Freedom 30, Freedom 35, Freedom 40, Freedom 45, etc. Many of us have dreamed about retire early so we can enjoy our lives rather than keep doing the 9-5 job for 30 or more years.
But retire early doesn’t mean stop working completely. Far from it. What does RE really means when it comes to financial independence retire early (FIRE)?
Dividend growth – looking back 12 years and looking forward
We got serious with dividend growth investing after our financial epiphany in 2011. Since then, we have maxed out our TFSAs and RRSPs, and invested in our non-registered accounts with extra new cash every year. …
Living off dividends – My $360k per year dividend income
Last week Reader B, a fellow Canadian shared his amazing dividend investing story with us. B and his wife retired in 2004 at age 55 and have been living off dividends since. What’s amazing is …
Living off dividends – How I’m receiving $360k dividends a year & paying almost no taxes*
Long time readers will know that my wife and I are deploying a hybrid investing strategy – we invest in both dividend paying stocks and index ETFs. It is our goal to have our portfolio …
Canada home price + Good reads from the PF community
Happy holidays everyone! Here at our household, we’re getting quite excited about celebrating Christmas. Christmas happens to be Mrs. T and both kids’ favourite holiday. Given that I didn’t really grow up celebrating Christmas, I’m …
The retirement landscape in Canada
Recently I wrote about what we’re doing in this bear market condition. Since we’re still in our accumulation phase, we’re following our investment strategy by continuing buying dividend stocks and index ETFs regularly and building …
40 lessons I’ve learned after 40 years
I’m turning 40 later this year. It’s hard to believe that it’s been a decade since I turned 30. My 30s were a great decade – seeing my two kids born in front of my …