When you break down the performance of the stock markets over a very short period of time, you can conclude that the markets are very volatile. The markets can go up and down depending on the daily news. Just for fun, let’s look at some … Continue Reading
I am an Excel spreasheet nerd. So when the great J. Money shared a couple spreadsheets for calculating when you can achieve early retirement / financial freedom, I decided to create my own early retirement financial independence spreadsheet calculator to incorporate dividend investing as … Continue Reading
If you haven’t noticed, I’ve been using the same picture in our monthly dividend income update posts for the last few months. I love seeing how happy Dilbert and Willy are in this picture. I think this picture is perfect as it exemplifies the beauty … Continue Reading
Since our last round of purchases where we added $415 into our annual dividend income, the markets have continued to be volatile. Due to the recent decline in crude oil price, Bank of Canada even announced that the overnight interest rate between commercial banks … Continue Reading
Hello, my name is Bob. I'm from Vancouver Canada. This is a personal finance blog where I chronicle my quest for joyful life and financial independence.
In 2011, my wife and I had a financial epiphany and started our financial independence retire early (FIRE) journey. Since then, we have amassed a dividend portfolio that generates over $2,100 per month.
I wanted to use this blog to demonstrate that it is possible to achieve financial independence as a single income family with two young kids while living in one of the most expensive cities in the world.
Some of the topics I write are: financial independence retire early (FIRE), dividend & index investing, money mindset, save-spend balance, and travels.