Why I practice being financially independent despite not FI yet…and why you should too

On the days that I am not working at my 9-5 job, I like to practice being financially independent. Why? Because I think it’s very important to practice this lifestyle that we are trying to achieve.

Therefore, on weekends,  I am practicing being financially independent. This also means when I am taking personal time off from work, on holidays, or parental leave, I am practicing being financially independent.

How do I practice being financially independent?

  • I spend time with my kids and play with them
  • Mrs. T and I work on the yard & vegetable garden


  • I do any house upkeep work
  • I sit down with Mrs. T and talk about our lives and discuss our dreams
  • I spend quality time with Mrs. T when the kids are sleeping
  • I look at our travel map and dream about where to go next


(Where Mrs. T and I have been together…a work in progress)

  • We go swimming at the local aquatic centre
  • I look after the kids so Mrs. T can get some alone time
  • I work on my photography business

portrait 6





  • We go explore outside
  • I think about this blog and write articles
  • We travel to another country and explore the country

Manarola Italy

London city hall

Hiroshima 2

  • We go for road trips
  • I wake up without an alarm and have no set schedule for the entire day (in reality, kids are our alarms these days…)
  • I read other personal finance/investing blogs
  • Mrs. T and I sit down for an extended coffee/tea & chocolate hygge
  • I work on our cookbook business
  • I play Duplo with Baby T1.0 without worrying what to do next
  • I read stories and sing songs to my kids
  • Mrs. T and I talk about where we want to travel and make travel plans
  • Not checking my phone
  • I go out and take pictures





  • I sit down and watch a movie with Mrs. T
  • We go for a long walk along the beach
  • I spend time with my parents and brother
  • Read books that I haven’t read

Basically I go through my non-working days as if I am already financially independent. I don’t think about how much money I need to make, I don’t think about how many more years I need to work to become financially independent, and I don’t talk about what financially independent would be like. I am already financially independent.

Why do I practice being financially independent on non-working days?

  • It keeps me motivated to work hard toward my goal of being financially free one day. I remind myself the reasons for saving and investing money.
  • I get a taste what being financially free is like. This only makes me wanting the real thing.
  • I get to decide my own schedule
  • The family understands the why’s of financial independence
  • Getting a deeper appreciation of how valuable time is
  • Learning what creates and brings happiness
  • Understand that we don’t have to be financially free to do things that we enjoy. Financially independence is no the end game.

Please excuse me as I go back to practice financially independent, it’s time for me to read Hop on Pop to Baby T1.0.

Dear readers, do you practice being financially independent?

Written by Tawcan
Hi I’m Bob from Vancouver Canada, I am working toward joyful life and financial independence through frugal living, dividend investing, passive income generation, life balance, and self-improvement. This blog is my way to chronicle my journey and share my stories and thoughts along the way. Stay in touch on Facebook and Twitter. Or sign up via Newsletter