J. $ at Budgets Are Sexy had an interesting post on “When You Have That Epiphany” which inspired me to write this post. 🙂

I had my financial epiphany in 2011 after reading Secret of Millionaire Mind Set and attending the Millionaire Mind Intensive seminar with Mrs. T. Although both Mrs. T and I were frugal, we didn’t have the knowledge to wrap everything up. We also had a lot of negative thoughts and conditioning about money that were holding us back. Reading the book and attending the seminar helped the both of us to start talking about money openly and made sure that we’re on the same page on money and household finance.

Since then, we started a budget system and tracked our net worth every quarter. We also learned about passive income. While my dad was an early retiree and one of my cousins retired before age of 40, financial independence was not a concept I was very familiar with. Learning about financial independence and reading blogs like Mr. Money Mustache and Budget Are Sexy opened a new world for me. I realized that financial independence is truly possible. The idea of being financially independent got Mrs. T and I very excited. We set up plans and strategies so we could be financially independence by our mid 40’s (or earlier if we can). One of our passive income streams is dividend income which I provide an update every month on this blog. We have also become more informed on personal finance and investing. Starting this blog about 1.5 year ago was a way for me to share my thoughts with other like-minded people. I feel extremely fortunate and blessed to have been able to connect with various bloggers. I feel that the personal finance blogosphere is extremely supportive and I really appreciate all the support and help that I’ve received so far. Having a financial epiphany allowed us to be laser focused and have long term and short term goals to work toward. Our net worth has grown quite significantly since 2011, so has our passive income. Go me!

Dear readers, when did you have that financial epiphany?

Written by Tawcan
Hi I’m Bob from Vancouver Canada, I am working toward joyful life and financial independence through frugal living, dividend investing, passive income generation, life balance, and self-improvement. This blog is my way to chronicle my journey and share my stories and thoughts along the way. Stay in touch on Facebook and Twitter. Or sign up via Newsletter