Should I overcontribute $2,000 to RRSP?

Should I overcontribute to RRSP

I have always enjoyed receiving emails from readers and connecting with like-minded people. Recently a reader asked me the following question: Does it make sense to take advantage of the $2,000 RRSP contribution buffer and …

Read more

Re-examine our financial independence plans

Re-examine our financial independence plans

When we started our financial independence journey back in 2011, we didn’t set a specific FI date or number. In our minds, we do not doubt whether we could become financially independent or not. We …

Read more

Earning options income with dividend stocks

Earning options income with dividend stocks

Mrs. T and I got serious with investing in dividend growth stocks around 2011. Since then we have built up a sizable dividend portfolio, generating around $3,400 per month. Our goal is to one day …

Read more

Cashflows and Portfolios – Retirement Projections

Cashflows and Portfolios retirement projections

The accumulation phase is a major focus within the financial independence retire early (FIRE) movement. People focus on how they can accumulate enough assets to reach financial independence and eventually retire early. But the accumulation …

Read more