We are a single income family where we allocate my full-time salary into the different budget categories. For our side hustles, we save everything that we earn (after taxes) into our financial freedom account (FFA) and …
For the past four years, at the beginning of the year, I have written an annual financial review to analyze the previous year. I have decided to continue that tradition. These annual reviews are useful …
It’s the beginning of the year, that means it’s time to do an annual financial review of the past year that we just completed. In case you’re wondering, I did not start publishing these financial …
The other day I was flipping through the community recreational booklet and noticed discounted annual passes that are available to low-income families. According to Statistics Canada below are what qualifies as low income: Numbers …
We have been tracking our expenses since 2011 using an Excel sheet with 6 different accounts and different categories within each account. Thanks to having a budget/expense tracking system, our net worth has increased by 250% …
Increasing your net worth is a very important step in becoming financially independent but the question is, how to increase your net worth? The answer is simple actually. To grow net worth, you must be financially responsible …