Is Facebook doing you any good?

We don’t own a TV at home and we don’t usually read news. Mrs. T and I are not ignorant, we simply think that 99% of all news are sad and depressing. Because the sad and depressing …

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Enjoy the small things in life

Because we live in a world of high speed internet and advancing electronics, many of us are constantly in the go-go-go mode. It seems that so many people are always busy. These people have a …

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Do you really need an emergency fund?

If you follow the traditional financial advise, the recommendation is to have an emergency fund that will cover about three to six months of your monthly expenses. This recommendation is great for someone who doesn’t live below …

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5 Ways to Frugal Living

Being frugal is an art and something Mrs. T and I practice on a daily basis. We’re always finding new ways to save money so we can use whatever saved for investments or big item purchases …

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3 key questions to ask before investing

Finding the right kind of investment is an important factor in generating passive income and have your money working hard for you. There are a lot of things you can invest in, this includes GIC, bonds, stocks, …

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10 ways to save money without noticing it

For us, frugal living is all about living below our means and cutting off unnecessary spendings. Having said that, after cutting off most unnecessary spendings you need to look for other ways to trim your spending …

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