How do you live frugally? What does frugality means? Frugality can mean many different things for different people. For me, frugality means living below your means without depriving yourself.
The financial independence retire early movement is getting a lot of attention lately. While it’s nice to see the movement gaining traction, I feel most of the major media coverage has been very early retirement …
Last year was the first year that I published my yearly goals and resolutions on the internet. Then every quarter, I provided an update on how I was doing with my goals and resolutions. Personally, …
This is my fourth year of writing an annual financial review. In 2016 we spent $47,566.96 CAD and our net worth grew by +34.4%; in 2017 we spent $51,144.77 CAD and our net worth grew …
Since our financial epiphany, we have tracked our expenses using a self-made excel sheet. Within this excel spreadsheet, we have established different categories like grocery, household items, eating out, hydro, car fuel, etc to allow …
In a few days, it will be Christmas and 2020 will be just around the corner. For me, 2019 has been a great year and I have to thank everyone for visiting this blog. This …
Like many Canadian households, one of the biggest monthly expenses for our family is groceries. For example, in 2018, we spent $714.98 per month ($8,579.76 for 2018) on groceries. As a result, Mrs. T and …
As you may know, we are a single-income family where I work full-time and Mrs. T stays home with the kids. For the time being, Mrs. T is staying home with the kids to spend …