As widely anticipated, Finance Minister Bill Moreau announced that the Tax Free Savings Account (TFSA) contribution limit for 2016 will be reduced to $5,500. This is in line of what the Liberals had stated during their election campaign. There has been a lot of … Continue Reading
It’s hard to believe that October 2015 is now in the history book. We saw a slight rebound in the stock market this past month. Would this rebound continue in November and December? I guess we’ll have to wait and see. Because we’re enrolled in … Continue Reading
When it comes to entering monthly incomes and expenses, Mrs. T and I are both very good at entering them in our budget spreadsheet. Because we’ve been entering things in the spreadsheet since 2011, monthly budget has become second nature for the both of us. … Continue Reading
If you’ve been following this blog, you know that we are investing in dividend stocks to generate dividend income. Our goal is to have sufficient dividend income to cover our expenses one day in the near future. When this happens, we can say that we’re … Continue Reading
Does money define who you are? Do you treat people differently because they more money or less money than you?
Isn’t it sad that we seem to treat rich people differently than poor people? Do you say hi to homeless people when you walk by … Continue Reading
Why do we invest our hard earn money? What exactly are we investing for? If we ponder deeper, the only reason that we invest today is because we care about our future. Investing is about giving ourselves more possibilities and options in the future. As … Continue Reading
Ding ding ding! It’s that time of the month again! Please come and join me in the happy dance and let’s move our hands in the air like we don’t care. Yup, it’s time to post an article on our dividend income for the month … Continue Reading
Hello, my name is Bob. I'm from Vancouver Canada. This is a personal finance blog where I chronicle my quest for joyful life and financial independence.
In 2011, my wife and I had a financial epiphany and started our financial independence retire early (FIRE) journey. Since then, we have amassed a dividend portfolio that generates over $2,100 per month.
I wanted to use this blog to demonstrate that it is possible to achieve financial independence as a single income family with two young kids while living in one of the most expensive cities in the world.
Some of the topics I write are: financial independence retire early (FIRE), dividend & index investing, money mindset, save-spend balance, and travels.