Do we have enough to retire in 2023?
I’ll be turning 40 later this year. Since I am very much enjoying my full time job in high tech and finding it mentally challenging, I have no intention of quitting and “retiring” any time …
Retire Early
RE part of FIRE… Retire Early!
Freedom 30, Freedom 35, Freedom 40, Freedom 45, etc. Many of us have dreamed about retire early so we can enjoy our lives rather than keep doing the 9-5 job for 30 or more years.
But retire early doesn’t mean stop working completely. Far from it. What does RE really means when it comes to financial independence retire early (FIRE)?
Dividend vs Index + Good reads from the PF community
Ahh, the age-old debate… dividend investing vs. index investing. Is one better than the other? Well, like any good debate, there are many of evidences that can support both sides of the argument. For example, …
Re-examine our financial independence plans
When we started our financial independence journey back in 2011, we didn’t set a specific FI date or number. In our minds, we do not doubt whether we could become financially independent or not. We …
High inflation rate & interest rates = recession? + Good reads from the PF community
The May consumer price index increased 7.7% from a year ago. Bloomberg estimates that the June inflation rate might be 8.4%! The actual June inflation rate was 8.1%, making it the fastest annual increase since …
Is it time to re-evaluate Smith Maneuver + Good reads from the PF community
Since Canadians can’t deduct mortgage interests in our income tax filing, many Canadian homeowners use Smith Maneuver as a legal strategy to enable them to make their mortgages tax-deductible. Essentially, Canadians would borrow money against …
10 lessons I’ve learned along the FIRE journey
Although I grew up in a household where my dad retired in his early 40s and a couple of my cousins reached financial independence and/or retired early in their 40s, I had never really put …
Evermore Retirement ETFs – Q&A with the Evermore Executive Team
In recent years, there are more and more new and innovative investment products available to Canadians. These new products, mostly in the form of ETFs, typically have low management fees and provide excellent sector and/or …