What if you run out of life? Save-Spend balance

What if you run out of life Save-Spend balance

Let’s be honest here, inflation is real. Very real! Despite being as frugal and careful with our expenses as possible, we are seeing an increase in our living expenses; arguably, just like everyone else.  Unfortunately, …

Read more

What to do with a $5 million windfall

What to do with a $5 million windfall

Recently a reader emailed me about a big windfall that he received.  “Hi Bob, I recently received a pretty significant windfall… $5 million! To be honest, I’m not sure what to do. I want to …

Read more

Make sure you know what you’re retiring to

Make sure you know what you're retiring to

When I think about retirement, I have never pictured myself sitting on the beach drinking pina coladas daily. That’s not how I picture retirement. I could sit on the beach for a few days but …

Read more

2023 Goals & Resolutions

2023 goals & resolutions

A new year means another set of goals and resolutions. Since 2019, I have been setting goals and resolutions at the beginning of the year and tracking them via a spreadsheet. I then provide quarterly …

Read more