By now you have probably heard of the latte factor, famously created by David Bach. The idea is simple, rather than spending $5 each day on a latte, invest that money, and let it grow. Over a year, $5 saved each day means you would …
Hello, my name is Bob. I'm from Vancouver Canada. This is a personal finance blog where I chronicle my quest for joyful life and financial independence.
In 2011, my wife and I had a financial epiphany and started our financial independence retire early (FIRE) journey. Since then, we have amassed a dividend portfolio that generates over $1,900 per month.
I wanted to use this blog to demonstrate that it is possible to achieve financial independence as a single income family with two young kids while living in one of the most expensive cities in the world.
Some of the topics I write are: financial independence retire early (FIRE), dividend & index investing, money mindset, save-spend balance, and travels.