As you may know, we only invest with money that we have. We don’t borrow to invest, meaning we are not utilizing Smith Maneuver or trading on margin. Why don’t I invest using margin?

Very simple. Because I have seen firsthand how badly one can …

Several readers have reach out to me via email about coaching on personal finance, investing, and financial independence related topics. While I have tried to answer questions via email, most of these questions really require further & lengthy discussions. I truly believe it is more …

Back in 2014 we created a dividend portfolio for Baby T1.0. The idea was simple – we wanted to take advantage the power of compounding by fully reinvest all the dividend income. We hope this dividend portfolio will generate a good amount of passive …

Here are some random thoughts that I typed up quickly while on the plane heading down to the US… they are very RAW.

I am terribly sad and feel sick to my stomach to see what is happening in the US right now. The …

How many social media accounts do you have? Do you have a Facebook account? Do you have a Twitter account? What about Instagram? What about Snapchat? What about Google+? In this social-media-crazed world that we live in today, it is hard not to compare your …

Wow where did July go? Between having fun at work, looking running after the kids, tending the garden & yard, and enjoying the summer, July just slipped by. Baby T2.0 is waking up screaming a bit less at night nowadays so Mrs. T and I …

The last few days we haven’t seen blue sky in the Lower Mainland/Metro Vancouver. Instead, we get hazy, smoky sky across the Lower Mainland thanks to all the wildfires. The sun is bright orange under the hazy smoky sky, which gives a small taste of …

Although we own 6 Canadian banking stocks,we use Coast Capital Savings for our day-to-day banking. We are happy Coast Capital Savings customers.

The other day I got a letter from Coast Capital Savings stating that they would give me $40 by scheduling and attending a …