Weekend Reading - Spooky Halloween edition


Happy Halloween everyone. If you are going out Trick or Treating tonight, make sure that you stay safe by making yourself easily visible in the dark.

We will be spending this Saturday having a small party with friends and family to celebrate Baby T's one year old birthday. It's pretty neat that he is interacting with us more and more each day. Since we just moved, we will also be spending part of the weekend unpacking and getting rid of all the boxes in the house.

In case you're moving soon, you should check out some of the frugal moving tips that I shared. If you're looking for a book to read this fall, you should definitely check out Dying To Be Me.

Yesterday the Harper government announced some tax cuts to help Canadian working families. It's interesting to see that income splitting will finally be possible in Canada. The Universal Child Care Benefit changing from $100 per month to $160 for children under 6 is a welcome announcement for our household. Although the latest tax cuts and benefits are great, I'm more interested in the TFSA contribution limit for next year. If the Harper government keeps to their promises and have a balanced budget by 2015, we could see a TFSA contribution room of $10,000. If this happens, it will change the entire RRSP vs TFSA landscape!


Random Picture of the Day:
Me on the way down from Mt. Overseer (2749m/9019 feet). This was a fun scramble route as the entire 200 meters or more to the top of the peak required scramble with very lose rocks and dirt. The view from the top overlooking the Pemberton Ice fields was stunning.

Mt. Overseer


Picture credit: Scott W


Now time for some links from blogosphere!

Write you Own Reality states that we all need to Slow Down to Speed Up. I can't agree more. We can't be in go-go-go mode all the time. We all need a break and reflect our lives from time to time.


Miss T at Prairie Eco-Thrifter provided some tips on how to get better sleep. I really liked some of her tips.


Sam at Financial Samurai asks Do you have the right money mindset to get rich? I love his tip #6 - A dollar spent today could have grown to much more in the future. That's like planting a seed and waiting for it to grow into a fruit tree so you can harvest a few years down the road. This is the same concept as investing for your retirement.


PoP shared their income to demonstrate their net worth progress. It's very interesting to see their awesome progress on their net worth over the years.


Barry answered some TFSA questions from new grads point of view. I'm shocked whenever I hear people that are not utilizing TFSA or buying only GIC's in their TFSA. TFSA is a very powerful tool, especially if the contribution room increases next year.


The Passive Income Earner broke down why he purchased Apple. What a great analysis and he stated many reasons why I'm long on Apple.


Tim at Canadian Dream Free at 45 wrote about Myth and Reality behind Work-Life Balance. Working more hours than necessary is really your own choice. Stop blaming on having a smartphone! 🙂



Henry at Living at Home analyzed Tesla Motors stock. Some of the items that he pointed out are exactly why I don't invest in stocks like Tesla Motors.


Steve at Kapitalust talks about option trading. I have read some books on options but the concept just seems confusing to me. For now I'll keep it to dividend growth stock investment.


Michael James on Money shared his asset allocation. It's great to see someone that has 100% of his portfolio allocated to stock. That's exactly what we're doing too. One point I take out of Michael's article is that we need more international stocks in our portfolio to further diversify.


Kyle at Young and Thrifty shared how home equity actually works. What a helpful read!


Lauren at The Write Budget shared 3 Little Known Ways to Save Money Effortlessly. I didn't know about Invisiblehand and have since installed such app on Chrome. Thanks for the great tips!


Jason at Dividend Mantra is now engaged! Congratulations man! Maybe I'll see you at the Berkshire Hathaway’s annual meeting next year now I'm a shareholder. 🙂


Robb at Boomer & Echo shared financial experts' thoughts on borrowing to invest. I have never been a fan of leveraging. I know a few people personally that have gotten into financial ruins/troubles because they leveraged. This is why I always ask myself these 3 key questions before investing


KrantCent shared 25 Money Saving Tips for Everyone. Great tips, Mrs. T and I need to try washing laundry in cold water.

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Mrs. Frugalwoods shared 11 Frugal Hacks to Stay Warm and Save Money This Winter. I'm all about being frugal and save money whenever I can. Great tips.


Ace at Dividend Digger shared some great tips for all the young investors just starting. What an excellent written article. I can't say it better.

Have a good weekend everyone!

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  • Reply
    Barry @ Moneywehave
    October 31, 2014 at 2:44 pm

    Thanks for the mention Tawcan. Many people are still have no idea how to use TFSAs effectively. The fact that it's called a savings account throws many off. That and I assume many people who work at banks have no clue what you can use them for either.

    • Reply
      October 31, 2014 at 2:50 pm

      Hi Barry,

      It's too bad all the banks have commercials about earning 2% (or whatever the highest rate is) in your TFSA and people think that's a great deal.

  • Reply
    October 31, 2014 at 3:40 pm

    Thanks for inclusion and hosting, I really appreciate it.

    • Reply
      November 2, 2014 at 8:27 pm

      Thanks for dropping by Krantcents. 🙂

  • Reply
    October 31, 2014 at 4:08 pm

    Thanks for the shout out Tawcan! Its awesome to know there is plenty of like-minded individuals in this community who not only feel the same way about money, but similar outlooks and views on life as well!

    best regards


    • Reply
      November 2, 2014 at 8:28 pm

      Hi Ace,

      There are definitely a lot of similar minded people on the PF blogosphere, this is why I love reading articles by others so much.

  • Reply
    Henry @ Living At Home
    October 31, 2014 at 5:32 pm

    Thanks for the mention! And Happy Halloween!

    • Reply
      November 2, 2014 at 8:29 pm

      Hi Henry,

      Hope you had a great Halloween. Thanks for dropping by.

  • Reply
    Dividend Mantra
    October 31, 2014 at 5:58 pm


    Thanks for including me!

    And I definitely hope to see you in Omaha. Looking forward to it. 🙂

    Have a great weekend.

    Best wishes.

  • Reply
    November 1, 2014 at 6:21 am

    Some great set of links...thanks for sharing.

    It sure has been an eventful week - both in the markets and the government announcements. Since we dont have any kids, we wont be seeing any benefits to the announcements. Neither the income-splitting going to help us as both of us make the same amount of money. Btw, how does the UCCB work? Do you get a cheque every month or just more credit when you file taxes. I need to read up on that and learn more - just so I am prepared for the future.

    Nice pic - I take it you are into mountaineering and climbing seeing that pic and your profile pic. Thats something I wish we had here in the east - Ottawa is pretty darn flat and nothing interesting to see/climb.

    Have a great weekend

    • Reply
      November 2, 2014 at 8:25 pm

      Hi R2R,

      For UCCB you just get a cheque every month or it gets automatically deposited into your account. It's rather nice.

      I'm into mounting, skiing, climbing, and basically any outdoor activities. 🙂


  • Reply
    Mrs. Frugalwoods
    November 1, 2014 at 3:29 pm

    Happy birthday to Baby T! I hope you had fun trick-or-treating last night :). Thank you so much for including me--greatly appreciated! Good luck with the unpacking extravaganza too.

    • Reply
      November 2, 2014 at 8:29 pm

      Hi Mrs. Frugalwoods,

      Baby T had a great birthday celebration. Unpacking has been pretty fun so far.

  • Reply
    November 2, 2014 at 8:02 am

    Wow, thanks for the mention, and at the top of the list! Pretty awesome and super appreciated!

  • Reply
    November 2, 2014 at 11:35 am

    Thanks for sharing my post! So glad you found it to be useful 🙂 Hope you're having a great weekend.

  • Reply
    Asset Grinder
    November 3, 2014 at 10:45 am

    grats on the 1 year for teh baby. Next year u can take em out to the vancouver rain and bottle rocket dodging lol. I had to do a double take of that picture cause I didnt see u at first!

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